Maternity Pay Calculator
Calculate your statutory maternity pay week by week, see your key dates, and understand your total entitlement. Based on current HMRC rates.
Last updated: February 2026
This tool provides estimates based on current UK employment law. It is not legal advice.
How it works
Enter your details
Your average weekly earnings, baby's due date, and when you want to start maternity leave.
See your week-by-week schedule
Full 39-week payment breakdown: 6 weeks at 90% of your earnings, then 33 weeks at the flat rate or 90% (whichever is lower).
Get your key dates
When to notify your employer, earliest start date, SMP start and end dates, and when your leave ends.
What you'll get
Total SMP over 39 weeks
£8,859
Plus personalised AI analysis of your specific situation, risk factors, and recommended next steps.
How statutory maternity pay works
Statutory Maternity Pay (SMP) is paid by your employer for up to 39 weeks. To qualify, you must have worked for your employer continuously for at least 26 weeks by the 15th week before your due date, and earn at least £123 per week on average.
How much will you receive?
- Weeks 1–6: 90% of your average weekly earnings (no cap)
- Weeks 7–39: £184.03 per week or 90% of your average weekly earnings, whichever is lower
- Weeks 40–52: Unpaid leave (you can take up to 52 weeks total)
Key deadlines
You must tell your employer you're pregnant at least 15 weeks before your due date. You can start maternity leave from 11 weeks before your due date. Your employer must confirm your SMP within 28 days of your notification.
Enhanced maternity pay
Some employers offer enhanced maternity pay above the statutory minimum. Check your contract or employee handbook. Enhanced pay does not affect your right to take the full 52 weeks of leave.
Based on authoritative sources
Frequently Asked Questions
How much statutory maternity pay will I get?
SMP is paid for 39 weeks: 6 weeks at 90% of your average weekly earnings, then 33 weeks at £184.03 (or 90% of AWE if lower). Use our calculator for your exact figure based on your earnings and dates.
When should I tell my employer I am pregnant?
You must notify your employer at least 15 weeks before your due date (the qualifying week). You should provide a MAT B1 certificate from your doctor or midwife.
Can I be made redundant while on maternity leave?
Your employer can make your role redundant, but you have special protection: you must be offered any suitable alternative vacancy in preference to other employees. Selecting someone for redundancy because of pregnancy or maternity is automatically unfair dismissal.
What if I do not qualify for SMP?
If you do not qualify for SMP (for example, you have not worked long enough), you may be able to claim Maternity Allowance from the government instead. This is currently £184.03 per week for up to 39 weeks.
Ready to check your entitlement?
Free, confidential, and takes less than 2 minutes. Get your personalised result with AI analysis.
Calculate Your Maternity Pay